Income protection cover is a type of insurance that provides a regular income if you're unable to work due to illness, injury, or disability. It typically pays a percentage of your salary (usually up to 70%) until you can return to work or reach retirement age, depending on the policy terms. This cover helps ensure financial stability by allowing you to cover essential expenses, such as mortgage payments, bills, and daily living costs, during periods when you cannot earn an income.
Why you should consider Income Protection Cover
You should consider income protection cover because it provides essential financial support during challenging times
Financial Security
It replaces a portion of your income, ensuring you can cover essential expenses like rent, mortgage, and bills.
Peace of Mind
Knowing you're protected allows you to focus on recovery without the stress of financial strain.
Customisable Terms
Policies can be tailored to suit your needs, including the payout period and waiting period.
Long Term Support
It provides ongoing payments until you can return to work or reach the policy's end term.
Advice you can trust
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Tricia Colgan-Barratt
08/05/2026
Trustindex verifies that the original source of the review is Google.
UPDATED
Nicky has found us a great deal again with our remortgage. The whole process was so straightforward. Nicky kept us up to date throughout- he listened to what we needed and acted promptly to get us a great deal with Barclays and also reduced the years in pay back time. Again we highly recommend Tannorella Mortgages. Thanks Nicky and team!
Since we found Nicky we can’t recommend his company highly enough! Nicky is professional, courteous and prompt. We had our remortgage offer within 24 hours from the Halifax- it was so stress free and simple! Thanks Nicky and team!
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Dinesh Patel
06/04/2026
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Nicky handled our remortgage and BTL simultaneously with no fuss. Fast, efficient, and excellent communication throughout — we were always kept in the loop without having to chase.
Not the first time we've used Tannorella Mortgages and it certainly won't be the last. If you need a broker who just gets things done, look no further.
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Simon Smith
22/03/2026
Trustindex verifies that the original source of the review is Google.
The process of applying for Equity Release is not straightforward, and I was fortunate to discover Tannorella Mortgages Ltd. Nicholas, the Director, guided me through every step along the way, calmly and reassuringly. He always responded promptly and courteously to my email enquiries, and ensured that I was kept up to date with all developments. Working on my behalf, he liaised with the solicitors and Canada Life, the providers, dealing with the entire process with exemplary professionalism. I have no hesitation in recommending Tannorella Mortgages Ltd. as a company of integrity and efficiency, and I am grateful to Nicholas for the speed in which he set up the Equity Release.
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Holly Hutchings
05/03/2026
Trustindex verifies that the original source of the review is Google.
Two very happy clients! Nicky really went above and beyond with our mortgage. From start to finish the whole process was dealt with very promptly and professionally. I would highly recommend Nicky.
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Hayley Stockdale-Smith
23/02/2026
Trustindex verifies that the original source of the review is Google.
I was recommended to use Tannorella Mortgages Ltd when I was looking to remortgage in order to release capital from my property for renovation purposes, while also securing a better interest rate.
Following a detailed assessment of my circumstances and requirements, Nicky secured me an excellent rate and completed my application within just seven days of submission.
Throughout the process, Nicky was professional, knowledgeable, and incredibly supportive. The service was smooth, efficient, and completely stress-free. I also feel reassured knowing that when my fixed rate expires in two years’ time, I will be in safe hands with Nicky to secure another favourable deal.
I was recommended Nicky’s services, and I would not hesitate to recommend him to others.
Thank you,
Hayley
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James Driscoll
13/02/2026
Trustindex verifies that the original source of the review is Google.
I had a great experience working with Nicky at Tannorella Mortgages. Everything was handled smoothly from start to finish and he was always helpful, professional and easy to deal with.
He provided clear information and sound advice throughout the whole process, and I really appreciated that he continued checking for better interest rates as things changed. He kept monitoring the market and was proactive in trying to secure me the best possible deal.
I’d definitely recommend Nicky to anyone looking for a mortgage broker who genuinely looks out for your best interests.
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Jodie King
10/02/2026
Trustindex verifies that the original source of the review is Google.
We can’t recommend Tannorella Mortgages Ltd highly enough.
Nicholas supported us through what was a very complex and stressful remortgage, involving legal complications and delays outside of our control. Throughout the entire process he was calm, professional, patient and incredibly supportive, keeping us informed at every stage and never once making us feel like a burden.
What really stood out was his perseverance and reassurance during a situation that could easily have fallen apart. He worked closely with solicitors, explained everything clearly, and genuinely went above and beyond to get the remortgage completed successfully.
Thanks to Nicholas, what could have been overwhelming was handled with care and expertise. We are extremely grateful for his advice and dedication and wouldn’t hesitate to recommend Tannorella Mortgages to anyone, especially if your situation isn’t straightforward.
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Amanda Smith
24/01/2026
Trustindex verifies that the original source of the review is Google.
Would highly recommend this mortgage company, Nicky and his team were absolutely amazing and I can’t thank them enough for helping me with getting me a mortgage and transferring my name onto my late brother’s house. It was a complicated case but Nicky and his team took all the pressure off and worked tirelessly on it with an amazing outcome. A big thank you again and if anyone who is looking for a mortgage or remortgage Nicky is definitely the man to go and see. Five stars all the way
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Matthew Lewis
19/12/2025
Trustindex verifies that the original source of the review is Google.
Nicky made the re-mortgage process plain and simple. Got us the best rates, and explained everything for us. Will definitely be using again in the future.
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Lynda Hughes
12/12/2025
Trustindex verifies that the original source of the review is Google.
"I’ve trusted Nicky at Tannorella Mortgages Ltd for over 15 years, for both residential and buy-to-let properties, and I honestly wouldn’t go anywhere else. Nicky makes the whole process stress-free and always goes the extra mile to find the best options. He’s not just professional—he genuinely cares. Highly recommend to anyone looking for expert advice with a personal touch!"
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